My portfolio for 2018

Welcome in the year 2018. The year 2017 was very good in the financial markets. The developed markets were growing steadily with S&P500, Nasdaq and British FTSE100 growing respectively +19.96%, +28.86% and +8.55%.

The emerging markets outpaced the developed markets with Argentinian Marvel raising +77.62%, Turkish XU100 +47.60%, Indian Sensex +27.91% and Polish WIG20 +26.35%. Results of those markets are even better if we refer them to one currency – for example Polish PLN gained +16.84% to the US Dollar in the year 2017.

Continue reading

How to make your employer pay for your holidays?

holiday paid by your employerWhat can you get?

Many employers offer a contribution to your retirement plan. In the US it is called a work sponsored 401(k), in the UK it is a personal pension plan – PPP.

How does it work and why use it?

  • tax relief – money goes to your personal pension plan or 401(k) account before you pay tax from them,

  • your employer’s contribution – extra money you receive from your employer to your retirement plan if you decide to save your money for retirement.

Continue reading

US presidential election 2016


It is supposed that the upcoming event in the USA in November – the presidential election – may affect stock markets around the world, however, I do not think that the winery of a particular candidate in the USA will have a really big impact on the performance of most of the Polish companies.
Continue reading