My portfolio for 2018

Welcome in the year 2018. The year 2017 was very good in the financial markets. The developed markets were growing steadily with S&P500, Nasdaq and British FTSE100 growing respectively +19.96%, +28.86% and +8.55%.

The emerging markets outpaced the developed markets with Argentinian Marvel raising +77.62%, Turkish XU100 +47.60%, Indian Sensex +27.91% and Polish WIG20 +26.35%. Results of those markets are even better if we refer them to one currency – for example Polish PLN gained +16.84% to the US Dollar in the year 2017.

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2018 forecast for stock markets, commodities and currencies

As many institutions are playing to be a forecaster, I also have decided to give it a try. I will have a look at currencies, stock markets and commodities prices in 2018.

 

Currencies and cryptocurrencies

In my opinion US dollar plummeted too much in the last year. Raising interest rates and possible repatriation of money by American companies, caused by lowered tax rate, will strength the dollar. Also British Pound will finally grow slightly. The currency which I underweight is Euro.

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All You Need to Know About My Real Portfolio on the WSE – Summary After 4 Years

4 years of investing on the Warsaw Stock Exchange

Time flies quickly. I remember publishing a post about the results of 3.5 years of investing and now we have another half a year in my investing history. Let’s have a look at those 4 years. My real wallet on the Warsaw Stock Exchange gained +120.57%, which gives +21.87% annually.

The first year 05.2013-04.2014 ended up with a result +22.39%

The second year 05.2014-04.2015 ended up with a result +19.49%

The third year 05.2015-04.2016 ended up with a result +12.29%

The fourth year 05.2016-04.2017 ended up with a result +34.90%
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How to make your employer pay for your holidays?

holiday paid by your employerWhat can you get?

Many employers offer a contribution to your retirement plan. In the US it is called a work sponsored 401(k), in the UK it is a personal pension plan – PPP.

How does it work and why use it?

  • tax relief – money goes to your personal pension plan or 401(k) account before you pay tax from them,

  • your employer’s contribution – extra money you receive from your employer to your retirement plan if you decide to save your money for retirement.

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+79.30% – great results of the 1st year of my mutual funds’ wallet

A year ago I opened my ISA account with AXA. Since that, I have been investing in the global stock markets and commodity funds. The results are much better than I expected.
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The chart above shows the performance of my investments vs benchmarks – FTSE100, FTSE 250 and SP500. My wallet performance was +79.30%. FTSE100 gained +21.87%, FTSE250 gained +3.68%, and SP500 went up 22.39%.

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Summary of my investments in 2016

2016-wig-wig20-small
It was the best year in my investing history. The selection of assets which I chose at the beginning of 2016 turned out to be very good. I think that I am choosing very good companies because I started documenting my choices, sharing them with you so I am more focused on this. In a nutshell, Continue reading