The new cycle on this blog
I wrote in the About page on this website that the focus of this blog might include other areas than stock market investing. I decided to share with you some interesting aspects of my life which I hope will help me getting closer to achieve my goals. This new cycle of posts is about my summary of a month.
It will also give value to me as it will help me to monitor the changes in my life. I hope it will give you some potential inspiration to test new ideas in life.
I have been working on improving my life for some time already. I decided to implement some habits and things I do regularly to improve the quality of my life.
Why I share these things online. I know that sharing it with larger public will make more resistant to break my habits / things I work on.
27/30 days in April
Current streak: 27 days
A 3-month correction on the S&P 500 or the beginning of the crash? You could hear the B word quite often at the end of the last year. And it was not only Brexit but also bear market…
On the 28th October I published the analysis for the Investment League project which I am an administrator and a partaker. It is the educational project for learning investing among my office colleagues which allows to try investing but without taking the risk, using our virtual portfolio of shares. It gives the opportunity to understand how investing on the stock market works.
Welcome in the year 2018. The year 2017 was very good in the financial markets. The developed markets were growing steadily with S&P500, Nasdaq and British FTSE100 growing respectively +19.96%, +28.86% and +8.55%.
The emerging markets outpaced the developed markets with Argentinian Marvel raising +77.62%, Turkish XU100 +47.60%, Indian Sensex +27.91% and Polish WIG20 +26.35%. Results of those markets are even better if we refer them to one currency – for example Polish PLN gained +16.84% to the US Dollar in the year 2017.
As many institutions are playing to be a forecaster, I also have decided to give it a try. I will have a look at currencies, stock markets and commodities prices in 2018.
Currencies and cryptocurrencies
In my opinion US dollar plummeted too much in the last year. Raising interest rates and possible repatriation of money by American companies, caused by lowered tax rate, will strength the dollar. Also British Pound will finally grow slightly. The currency which I underweight is Euro.
4 years of investing on the Warsaw Stock Exchange
Time flies quickly. I remember publishing a post about the results of 3.5 years of investing and now we have another half a year in my investing history. Let’s have a look at those 4 years. My real wallet on the Warsaw Stock Exchange gained +120.57%, which gives +21.87% annually.
The first year 05.2013-04.2014 ended up with a result +22.39%
The second year 05.2014-04.2015 ended up with a result +19.49%
The third year 05.2015-04.2016 ended up with a result +12.29%
The fourth year 05.2016-04.2017 ended up with a result +34.90%
The history of transactions
Today I will share with you the history of my best investment so far in my real wallet and also in the Warsaw Stock Exchange Freedom Portfolio.
What can you get?
Many employers offer a contribution to your retirement plan. In the US it is called a work sponsored 401(k), in the UK it is a personal pension plan – PPP.
How does it work and why use it?
tax relief – money goes to your personal pension plan or 401(k) account before you pay tax from them,
your employer’s contribution – extra money you receive from your employer to your retirement plan if you decide to save your money for retirement.
Summary of the Warsaw Stock Exchange Freedom Portfolio during the first year of running a public portfolio
At the end of March 2016, I decided to start running a public portfolio of shares on the Warsaw Stock Exchange. It is the time to summarize the results after the first year.